The Path to Home Ownership
The American dream of home ownership is within your reach! If you've been turned down for conventional financing, creative home ownership may be the solution. Most people aren't aware of the options available to those faced with credit or income issues. By consulting with professionals who understand your situation you can own your own home. Let us make your dream a reality!
Unlike a traditional rental agreement, a lease option gives you, the tenant, the right to purchase the property at any time during the course of the lease at an agreed-upon price. A lease option gives you the opportunity to control a piece of real estate, build equity and take advantage of appreciation, all while working to build a larger downpayment, repair credit issues, and obtain the best possible financing. Lease options can be entered into with no qualifying and very little initial investment. In addition, a portion of your monthly payment may be applied towards a down payment and many properties are available for immediate possession. While lease options are uncommon in today's marketplace, nearly all of our properties have lease option terms available. We also work with Rianna Credit Self Help, an independently owned credit consulting company who specializes in rebuilding and repairing credit. Credit repair and lease options work well hand in hand and can allow you to live in your new home while repairing credit to obtain the best financing possible. You can contact Rianna at (702) 873-2424.
Contract of Sale
A private contract of sale allows for the purchase of property often without obtaining any new financing. A contract of sale is negotiated between the buyer and seller and most commonly keeps the seller's existing financing in place. This option usually allows for a very low down payment and lower monthly payments than could otherwise be obtained. A private contract can provide you as the buyer with credit and an interest rate that may not be possible under conventional loan programs.
Making the decision to start on the path towards home ownership is the first step. If you've made this choice, congratulations! The next step is to set up a consultation in order for your financial position to be assessed and your individual needs addressed. I look forword to meeting with you and together finding you the home you deserve!